Pattie Carta
Phone:
208-867-3991
Mobile:
208-867-3991


Fax:
208-249-3441
Email

Office:
Nampa
5660 East Franklin Road
Suite 201
Nampa, ID 83687

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With the Current Economic Conditions throughout the States, as well as our own Treasure Valley, Many Homeowners are facing the possibility of loosing their homes.  This is due to the ARMS Many people used to purchase their homes.  Now that ARMS are adjusting, many people trying to refinance are finding that their homes fell in price instead of increasing.  As homeowners try to refinance, they are finding that the value of the home will not appraise for the new refinanced mortgage.

In addition, some Homeowners are facing hardships due to health, job layoff, need to relocate, just to name a few.

WHAT CAN A HOMEOWNER DO TO PROTECT THEIR CREDIT, THEIR HOME, AND AVOID FORECLOSURE.

REFINANCE
LOAN MODIFICATION
SHORT SALE

HUNTER CREEK MORGAGE & I are here to offer you assistance. You have options.

REFINANCE:  Depending on your circumstances and situation you may be able to refinance without difficulty

LOAN MODIFICATION:  Is way to renogiate your current mortgage, allowing you to maintain or repair your credit.

SHORT SALE:  is a negotiation between a homeowner and their mortgage lender for the lender to accept less than they are owed for an outstanding mortgage.

WHY DO YOU NEED HELP:
We are professionals who know how to approach lenders and banks on your behalf.  Knowing who and how to discuss your situation and circumstances is imperative to a good final outcome.

Loan Modification will not hurt your credit score.  Benefits are as follows:
  • Avoid Foreclosure
  • Change the eterms of your current mortgage
  • Lowers your current interest rate
  • Lowers your current payment
  • Cath up past due payments  
  • Many possibilities, each homeowner's situation is unique. 
Short Sale only if necessary but will help you to avoid a foreclosure and
    ultimate damage to your credit.  Although a short sale may affect               
    your credit, it will not do the damage a foreclosure will.  Again, each
    homeowner's situation is unique.

Please contact us as soon as you can to discuss options for you.  All information is confidential.  There is no obligation on your behalf.

Just Click on the Contact Us tab in the upper left side and you can fill in the information and send to us.

Thank you and we look forward to hearing from you.